1. Open discussion on the credit procedures which is very long
2. Open discussion on credit policy of banks, why they don’t give loan to the other sectors except of commerce sector
3. Reporting the total outstanding loan of banks to Balkh traders. For finding out how much money the banks distributed to the Balkh traders.
4. Balkh CCI want to publish the first Credit Directory book looking for the funds agreements of banks
5. In the near future Balkh CCI has the first bank conference in Balkh.
6. Open discussion on business plan writing service of Balkh CCI
7. Open discussion on the problems from the Address of  Banks and ACCI

Opening speech by Mr. Roshanzada, Introducing Balkh CCI activities & welcomed the Banks representatives to the first coordination meeting between the BCCI and Banks and the most important speech of Roshanzada was

• If the banks coordinate their activities with ACCI.
• Some complain was received by the Chamber regarding the microfinance loan and issued by Roshanzada to the meeting.
•  Chamber wants to publish the first Credit directory book in Balkh.
• Talked about the Credit policy of banks to issue loan to construction and agriculture sectors like Commerce sector.

Representatives of Banks

Some commitments and problem issued by the banks

• We well coordinate our activity with BCCI
• BCCI support us in introducing the initiative and honest business man.
• We well talk with our head office regarding issuing the loan to agriculture and construction sectors
• We well send the necessary data for publishing the credit directory books.
• We continue the coordination meeting every two months

Results:

•  Banks well send information which is necessary for publishing the credit directory to Chamber.
• Banks well accept the recommendation of BCCI for giving loan to the traders.
• The (Afghan united bank, National bank of Pakistan and Afghan finance growth company) agree with Balkh CCI that any business plan which is writing down by chamber it would be accept by our bank.
• Banks well participate in every coordination between the chamber and banks.

Generale Consulate of Turkey

20- January president of Balkh Chamber of Commerce and Industry had a meeting with the general consulate of Turkey in Balkh Chamber of Commerce conference hall. The topic of meeting was invitation of foreign investment and specially Turkey direct investment in Balkh

which the first conference was held in Balkh in 2007 by inviting 20 top businessmen of Turkey and the second conference would be held in Turkey by invitation of 20 top Balkh businessmen in 2010.

In this meeting general consulate mentioned the result of 2007 conference was very good and most of Turkey investors invested in Balkh and all of them are satisfy from all dimension of this investment and he promise that the next conference in Turkey would achieve a big accomplishment for the Balkh economy

Among of these twenty person one them was Atahullha Nor Balkh governor and tow other person was from government office who got efficient share in accelerating the business activities in Balkh province.

opportunities & services provided for the private sector.. We request World Bank, OPEC to contact directly the traders & support Afghanistan private sector. The global markets are restricted against Afghanistan private sector, we cannot access to credit, cannot obtain business visa, and can t access customs in Europe, Can’t access foreign markets to exchange products. We suggest the World Bank to stay in direct contact with private sector section in order to reduce & avoid corruptions.

Representatives from World Bank said; that the aim of the team visit is to describe the important points of the report “Afghanistan Investment Climate in 2008” and also to explain that world bank is working together with Afghanistan Government in  improving of the infrastructure section, finance, electricity, roads, customs. The representatives from World Bank added that after the survey we would work in two ways with private sector.

1. To see what are the problems here, problems with domestic economic growth
2. Finding global markets & establishing a fund to help the private sector.

Mr. Abbas Ibrahimzada, one of the traders in Mazar commented on the lack of communication & access to global markets. Explained the situations of the banks, lack of trust of international banks on Afghani banks and requested for opening of World Bank Branch in Mazar to facilitate business relations between Mazar traders & global companies. Facilitate obtaining visa for traders in Mazar.

Another participant commented on issuance of prime construction projects to International Construction Companies instead of local construction companies; however the local construction companies have the capability and capacity of completing any kind of construction projects. The representatives from World Bank pointed to the requirement of guarantees that should be provided by the local companies which they cannot.

SAARC

The two-day SAARC SMEs Conclave, to provide better collaboration and cooperation between Small and Medium Enterprises (SMEs) in the SAARC region, organized by the PHD Chamber of Commerce and Industry in New Delhi, India.

Delegates from all the SAARC (South Asian Association for Regional Cooperation) countries – Afghanistan, Bangladesh, Bhutan, India, Maldives, Nepal, Pakistan and Sri Lanka participated in the conference.

The objective of the Round Table, “Reaching out SMEs of SAARC Countries”,  was to find ways how to provide better collaboration and cooperation between SMEs (Small and Medium Enterprises) in the region – a solution that could be a way out from the present problems due to global difficulties.